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HK$1.71tn
Total MPF assets (Aug 2026)
+8.21%
Average YTD return
0.56% – 2.05%
Expense ratio range
30 yrs
Compounding impact of a 1% fee gap
Fund of the Day
1 / 5
Up +44.2% in a year — one of the strongest runs on mpf.hk

Asian Equity Fund

+44.2%
1-Yr Return
+10.7%
5-Yr Return · p.a.
+1.69%
Expense Ratio
Class 6
Risk Class
  • Up 44.2% over the past year — the best of 8 Asia-Pacific equity MPF funds. Over 5 years it's made 10.7% a year.
  • Fund expense ratio 1.69% a year — 13 bps above the median Asia-Pacific equity fund (1.56%), middle of the range (peers: 0.87%–1.92%). The cheapest rival's expense ratio is 0.87%; over a decade that gap compounds to around 8% of your money. The extra fee has to earn its keep every single year.
  • Risk class 6, near the top of the scale. Worst calendar year in the past 5 years: 2022 (-18.1%). Not everyone can stomach that ride.
Fund data as of 2026-06-30 (quarterly fact sheet) · rotates every 2 days Past performance is not indicative of future returns. Read the full fund commentary →
Down 3.2% over the past year — what happened?

Principal Hang Seng Index Tracking Fund

-3.2%
1-Yr Return
-2.0%
5-Yr Return · p.a.
+0.90%
Expense Ratio
Class 6
Risk Class
  • Down 3.2% over the past year — 28 out of 31 HK equity MPF funds. near the bottom of the group. But the 5-year record is still negative (-2% a year) — the rebound hasn't filled the hole yet.
  • Fund expense ratio 0.9% a year — 32 bps below the median HK equity fund (1.21%), middle of the range (peers: 0.58%–1.91%). 32 bps below the median — that cost edge compounds every year.
  • Risk class 6, near the top of the scale. Worst calendar year in the past 5 years: 2022 (-13.2%). That kind of drawdown separates the patient from the panicked.
Fund data as of 2026-06-30 (quarterly fact sheet) · rotates every 2 days Past performance is not indicative of future returns. Read the full fund commentary →
+11.1% a year over 5 years — the long game

Principal US Equity Fund – Class D

+18.0%
1-Yr Return
+11.1%
5-Yr Return · p.a.
+1.22%
Expense Ratio
Class 5
Risk Class
  • Up 18% over the past year — 3 out of 4 US equity MPF funds. Respectable. Over 5 years it's made 11.1% a year.
  • Fund expense ratio 1.22% a year — middle of the range (peers: 0.82%–1.33%).
  • Risk class 5, near the top of the scale. Worst calendar year in the past 5 years: 2022 (-19.2%). That kind of drawdown separates the patient from the panicked.
Fund data as of 2026-06-30 (quarterly fact sheet) · rotates every 2 days Past performance is not indicative of future returns. Read the full fund commentary →
Management fee 1.75% a year — does the fee earn its keep?

BOC-Prudential China Equity Fund

+7.7%
1-Yr Return
-4.4%
5-Yr Return · p.a.
+1.75%
Expense Ratio
Class 6
Risk Class
  • Up 7.7% over the past year — 4 out of 9 China equity MPF funds. But the 5-year record is still negative (-4.4% a year) — the rebound hasn't filled the hole yet.
  • Fund expense ratio 1.75% a year — 40 bps above the median China equity fund (1.35%), near the top (peers: 0.88%–1.75%). The cheapest rival's expense ratio is 0.88%; over a decade that gap compounds to around 9% of your money. The extra fee has to earn its keep every single year.
  • Risk class 6, near the top of the scale. Worst calendar year in the past 5 years: 2022 (-21.5%). That kind of drawdown separates the patient from the panicked.
Fund data as of 2026-03-31 (quarterly fact sheet) · rotates every 2 days Past performance is not indicative of future returns. Read the full fund commentary →
Up +44.0% in a year — one of the strongest runs on mpf.hk

Allianz Asian Fund (Class T)

+44.0%
1-Yr Return
+5.9%
5-Yr Return · p.a.
+1.23%
Expense Ratio
Class 6
Risk Class
  • Up 44% over the past year — 3 out of 10 Asian equity MPF funds. Respectable. Over 5 years it's made 5.9% a year.
  • Fund expense ratio 1.23% a year — 23 bps below the median Asian equity fund (1.46%), cheapest of the group (peers: 1.23%–1.86%). Low fees don't guarantee returns, but they lower the hurdle every year.
  • Risk class 6, near the top of the scale. Worst calendar year in the past 5 years: 2022 (-20.9%). Not everyone can stomach that ride.
Fund data as of 2026-07-31 (quarterly fact sheet) · rotates every 2 days Past performance is not indicative of future returns. Read the full fund commentary →
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Lead Story

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Track 2 — The Data Trading Desk | 19 October 2026, 14:00 HKT Today, 19 October, is a public holiday in Hong Kong (the day following the Chung Yeung Festival). Open the eMPF app right now and submit a fund-switching instruction — under the platform’s rules, that instruction is “deemed received” tomorrow, 20 October. You […]

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I’ve lost track of old MPF accounts. How do I find them? Log in to eMPF — it shows all your accounts across every trustee in one place (see N7). If an account still doesn't appear, the MPFA… → What happens to my MPF when I change jobs? Your old employer's contributions stop on your last day, but your accrued benefits stay invested in the old scheme. You can leave them there, transfer them… → What is eMPF? eMPF (積金易) is the MPFA's central electronic platform, launched on 26 June 2024, with all trustees onboarded by end 2025. It lets you view all your… →
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