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Fund Profile · Fund Details

ValueChoice North America Equity Tracker Fund

HSBC Mandatory Provident Fund – SuperTrust Plus

HSBC Risk class 5
+19.78%
1-YR RETURN · P.A.
+11.57%
5-YR RETURN · P.A.
0.81844%
FUND EXPENSE RATIO
5/6
RISK CLASS
20,339.11m
FUND SIZE

Data as of 2026-06-30

Fund Commentator

Straight talk on this fund

  • Up 19.8% over the past year — 2 out of 4 US equity MPF funds. Respectable. Over 5 years it's made 11.6% a year.
  • Management fee 0.82% a year — cheapest of the group (peers: 0.82%–1.33%). Low fees don't guarantee returns, but they lower the hurdle every year.
  • Risk class 5, near the top of the scale. Worst calendar year on record: 2022 (-19.8%). Not everyone can stomach that ride.
  • Top 10 holdings (NVIDIA Corp, Apple Inc, Alphabet Inc-Class A…) are 35.3% of the fund — concentrated in a handful of names rather than spread across the market. The top three (NVIDIA Corp, Apple Inc, Alphabet Inc-Class A) alone are 18.4%: when those names move, the fund moves with them. That 19.8% one-year gain didn't come from owning the whole market — it came from those big concentrated bets paying off.
  • In its best calendar year (2021) it made 27.1%; in its worst (2022) it lost 19.8% — that range tells you what you're signing up for.
  • For monthly contributors, volatility can be a friend (buy more when down). Near retirement, that ride needs a second thought. When markets are choppy, position size itself is a decision.
Independent commentary for information only — not investment advice. Fund figures: provider fact sheet via mpf.hk. Peer comparison: latest available figures on mpf.hk.
Performance

Investment Objective

Achieve long-term capital growth through investing in a diversified portfolio that mainly comprises US equities and equity-related investments. It is expected that preference will be given to ITCIS(s) when making investments.

Trailing Returns

3 Months1 Year3 Years5 Years10 YearsSince Launch
Cumulative+14.58%+19.78%+67.81%+72.95%N/A+154.83%
Annualised—+19.78%+18.81%+11.57%N/A+14.29%

Calendar Year Returns

20252024202320222021
Return (%)+16.57%+22.40%+24.33%-19.81%+27.11%

Returns are net of fees. Past performance is not indicative of future returns.

Dollar Cost Averaging Return

Cumulative Return

3 Months1 Year3 Years5 Years10 YearsSince Launch
Return (%)+5.92%+10.77%+33.22%+50.93%N/A+71.75%

Annualised Return

1 Year3 Years5 Years10 YearsSince Launch
Return (% p.a.)+10.77%+10.03%+8.58%N/A+8.13%

Calendar Year Return

20212022202320242025YTD
Return (%)+13.48%-7.38%+12.59%+9.81%+10.66%N/A

Fund Commentary

US equities rebounded sharply in the second quarter of 2026, recovering from a weaker first quarter and returning to record territory before renewed volatility resurfaced. The fundamental narrative was anchored by artificial intelligence (AI)-driven earnings strength and robust expectations around data-centre and compute investment. However, the market’s path was not smooth: leadership rotated as investors reassessed concentration risks, and the quarter included periods where high-profile AI beneficiaries and semiconductors came under notable selling pressure. A key feature of the quarter was the tug-of-war between AI optimism and valuation discipline. The quarter reinforced how quickly the market can shift from celebrating earnings momentum to questioning the sustainability of elevated profit margins, particularly as the costs of the AI buildout rise and the Initial Public Offerings (IPO) window reopens for large, high-profile growth companies. The resurgence of mega-cap IPO discussions added another layer to investor psychology, with the potential for fear of missing out sitting alongside concerns about unforgiving entry points. Looking ahead, the US remains supported by strong earnings creation power, but risks include sticky inflation sensitivity to energy and the possibility of further sharp style rotations if AI expectations wobble or funding conditions tighten.

Allocation

Portfolio Allocation

Technology
42.3%
Consumer Discretionary
12.0%
Financials
10.9%
Industrials
10.8%
Health Care
7.9%
Energy
3.5%
Consumer Staples
3.3%
Utilities
2.4%
Telecommunications
2.0%
Basic Materials
1.8%
Real Estate
1.6%
Cash & Others
1.4%
Top 10 Holdings

Top 10 Holdings

#Security nameHoldings Weight
1NVIDIA Corp6.8%
2Apple Inc6.1%
3Alphabet Inc-Class A5.5%
4Microsoft Corp4.0%
5Amazon.Com3.4%
6Broadcom Inc2.6%
7Micron Technology Inc1.9%
8Meta Platforms Inc-Class A1.8%
9Tesla Inc1.8%
10Eli Lilly and Co1.4%
Total35.3%
Fees

Fees & Charges

0.81844%
Fund Expense Ratio (FER)

The fund expense ratio shows the total annual cost of running this fund as a percentage of its assets. It is already reflected in the fund price and returns. When comparing similar funds, fees are one of the few factors you can control.

A 1% fee gap can mean a very different retirement pot over 30 years. See the offering document for the full fee schedule.
Compare

More funds in this scheme

Hang Seng China Enterprises Index Tracking Fund
1-yr return-11.42%
FER0.88434%
ValueChoice Asia Pacific Equity Tracker Fund
1-yr return+38.70%
FER0.87284%
ValueChoice Europe Equity Tracker Fund
1-yr return+18.96%
FER0.85491%
The materials provided are for information only and do not constitute as an offer. For investment advice, please consult professional advisors. The information contained in this website has been compiled with considerable care to ensure its accuracy at the date of publication. However, no representation or warranty, express or implied, is made to its accuracy or completeness. MPF.HK shall not be responsible for any consequential effect, nor be liable for any direct, consequential, incidental, indirect loss or damage, howsoever caused, arising from the use of, inability to use or reliance upon any information or materials provided on this website, whether or not such loss or damage is caused by MPF.HK. Links to third party sites are provided for your information only. The content and software of these sites have been issued by third parties. As such, MPF.HK cannot be responsible for the accuracy of information contained in these sites, nor be held liable for any loss or damage arising from or related to their use.
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