Young Workers and MPF: Be Bold, Not Timid

Why should the young go aggressive?

Academics advise: decades from retirement, the young can ride volatility — equity weightings should be bold; buying high, selling low and frequent switching are the real sins; weigh risk with return, never return alone. Time is the young’s biggest capital.

Bold isn’t reckless — how do you calibrate?

Bold means more equities, not chasing fads; rebalance regularly, never sleep on it. Compare funds’ records across risk levels, find your boldness, and let time compound.