What Should Young Workers’ MPF Portfolios Hold?

What did a 2011 column advise?

A June 2011 Hong Kong Economic Journal column told a young reader far from retirement: make Asia-ex-Japan equity funds the portfolio core; if you can stomach more risk, add about 20% in China/Hong Kong equities to capture long-term China and Asia growth. Long horizons let time smooth the swings.

Why Asia-ex-Japan?

Asia’s growth potential with single-market risk spread; China/HK equities concentrate further — higher return potential, higher volatility, 20% as the cap.

What should they watch?

High risk doesn’t mean all-in; review regularly and de-risk with age. Compare equity funds’ long-run records at MPF fund comparison.