What Is Employee Choice? Explained in One Go

What is “Employee Choice”?

MPF Employee Choice lets workers move the employee-contribution portion of accrued benefits to a chosen trustee once a year; the employer portion stays put, sparing employers admin hassle. Choice makes you the boss.

Should you switch?

Switching isn’t automatically winning — check whether the target trustee’s fund range and fees truly beat yours. Compare fund by fund, do the math first, never switch for switching’s sake.