What is it?
The Mortgage Corporation launches a pilot “reverse mortgage” scheme next year: homeowners 60+ with fully-paid properties mortgage them to approved institutions in exchange for monthly cash for life. Long established in the US and Europe.
Why worthwhile?
MPF’s ten-year accumulation is tiny for retiring baby boomers; universal pensions would burden public finances enormously. Reverse mortgages unlock another retirement resource without huge recurrent spending.
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