MPF Investing Has Rules

Why no high-risk products to gamble on?

MPF is regulated by law — no excessively risky bets; prudence and protection come first. Funds can’t concentrate in a single security, foreign currency can’t exceed 70% of assets, and securities lending is capped. The MPFA enforces compliance through filings, inspections and complaint investigations.

Is there enough choice?

Five fund categories, over 400 funds market-wide, about 10 per scheme spanning low to high risk — plenty of choice. Pick one matching your risk appetite on MPF fund comparison.