Monthly fund contributions lower your investment cost

Market volatility is scaring off investors, but wealth experts say investing a fixed amount each month harnesses dollar-cost averaging, lowering your overall investment cost — ideal for long-term vehicles like MPF.

What is dollar-cost averaging?

It means investing a fixed sum regularly: you buy more units when prices are low and fewer when prices are high, pulling down your average purchase cost. MPF’s monthly contributions work exactly this way.

Why does it suit volatile markets?

When markets swing, investors tend to stop contributing out of fear or try to time the market — usually with poor results. Monthly investing replaces guesswork with discipline, removing emotional decisions.

What’s the long-term advantage?

MPF horizons stretch over decades, so short-term swings matter little to final returns. History shows regular long-term investing smooths market cycles — an effective way to build retirement savings.

Compare long-term fund performance at MPF fund comparison, and learn the basics at the MPF education hub.