How Does the MPFA Chase Your Employer’s Arrears?

What did the 2010 “MPF Boy” column explain?

A 25 November 2010 Sing Pao column described: once trustees report a default, the MPFA calls the employee for pay records and evidence, then pursues the money. Most defaulting employers pay up after persuasion or follow-up; for the rest, the MPFA gathers evidence and sues civilly — Small Claims Tribunal, District Court or High Court — and criminally prosecutes where evidence suffices.

What should workers do?

Keep pay records, watch monthly contribution statements; cooperate if the MPFA asks for help. You can also complain to the MPFA proactively over defaults.

After the money comes back?

Choose the right funds so it compounds — start at MPF fund comparison.