How Do Manulife’s Target-Date Funds Adjust With Age?

What did Manulife say in 2011?

In 2011 Manulife launched target-date funds using a “glide path”: heavy equities when young, automatically de-risking with age, turning conservative near retirement. Managers adjust the stock-bond mix as the target date approaches — members needn’t lift a finger.

Who suits them?

Workers who can’t choose funds or don’t want constant reviews; one fund handles the whole retirement pot — ideal for the hands-off.

What should they watch?

Fees and performance still matter — the name alone isn’t enough. Compare target-date funds’ charges and track records at MPF fund comparison.