Hong Kong MPF Returns 5.67% in H1 2026 — Average Member Gains HK$18,500

Hong Kong’s Mandatory Provident Fund (MPF) delivered a +5.67% return in the first half of 2026, marking the sixth-best first-half performance since the scheme’s inception in December 2000, according to MPF Ratings.

Despite a -1.45% loss in June, MPF returned +7.81% in Q2 2026 — the best Q2 result since 2020 — driving the strong H1 performance.

Key Highlights

• H1 Return: +5.67% (6th best H1 on record)
• Q2 Return: +7.81% (Best Q2 since 2020)
• Q2 Investment Gain: ~HK$119.9 billion
• H1 Investment Gain: ~HK$88.8 billion
• Avg. Profit Per Member: ~HK$18,500 YTD
• Avg. Profit Per Member (Q2): ~HK$25,000
• Total MPF Assets (end-June): ~HK$1.67 trillion
• Avg. Account Balance: ~HK$347,500

Asian equities suffered a -1.17% loss in June but remained the best-performing asset class for MPF in both Q2 and H1, returning +27.17% and +27.93% respectively (per MPF Ratings Index – Equity Fund (Asia)), representing the second-best quarterly result on record and the best H1 result ever.

Source: MPF Ratings