What fees am I paying on my MPF?

You mainly pay fund-level fees, reflected in the daily fund price rather than billed to you. The key figure is the Fund Expense Ratio (FER) published in each fund’s fact sheet — it bundles management fees and ongoing charges into one percentage. Small differences compound over decades, so compare FERs across similar funds. Industry-wide, eMPF standardisation is driving fees down (see N7).