Employee Choice Fund Guide: Which Trustee Fits You?

What do the big five’s funds each do best?

Comparing the big five for Employee Choice: Bank Consortium Trust offers the most funds (20), with target-date funds for hands-off members; Hang Seng Index funds track the benchmark for easy reading; the key is matching fund types to your age and risk appetite. Seventy percent of market share sits with five names — choice is wide, but choose wisely.

How do you pick the best fit?

Set your risk level first, then coverage, then price. Compare funds one by one on fees and returns — the fund itself, not the trustee brand, is what matters.