Do summer interns need MPF? Only after 60 days

Q: Must summer workers join an MPF scheme?

A: Not necessarily — it depends how long they work. Under the Mandatory Provident Fund Schemes Ordinance, only full-time or part-time employees aged 18–65 employed continuously for 60 days must join. A summer job under 60 days means no contributions.

How does probation count?

The 60 days run from the end of probation. For example, with a three-month probation, enrolment starts once it ends. Employers can’t skip contributions just because someone is still on probation.

What must employers do?

Within 10 days after the 60th day, the employer must enrol the employee and contribute. No dragging feet; if an employer fails to enrol or contribute, employees can report it on the MPFA hotline 2918 0102.

What if a summer worker becomes permanent?

Once permanent and past 60 continuous days, normal rules apply. Many students leave after summer, but those who stay on must be enrolled like any employee — the earlier summer stint grants no exemption.

To learn about eligibility and contribution rules, visit the MPF education centre.