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      <news:publication_date>2026-10-17T06:05:13+00:00</news:publication_date>
      <news:title>One in Eight Lives to 100: Hong Kong’s Longevity Tail Breaks the Average-Based Retirement Plan</news:title>
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      <news:title>八分之一的百歲人生：12.8% 的長壽尾部，你的退休規劃賭唔賭得起？</news:title>
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    <loc>https://mpf.hk/en/the-menu-shield-morningstars-mind-the-gap-proves-retirement-plan-funds-keep-more-of-their-returns-and-mpfs-record-hk74-7bn-switching-year-is-tearing-it-down/</loc>
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      <news:title>The Menu Shield: Morningstar’s Mind the Gap Proves Retirement-Plan Funds Keep More of Their Returns — and MPF’s Record HK$74.7bn Switching Year Is Tearing It Down</news:title>
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      <news:title>菜單保護傘：晨星 Mind the Gap 證實「退休計劃菜單」基金的行為缺口明顯較窄 — DIS 帳戶 370 萬隻，2026 年 747 億換馬額正在親手拆掉它</news:title>
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    <loc>https://mpf.hk/en/same-cash-different-paycheck-why-mpf-money-market-funds-beat-conservative-funds-by-70/</loc>
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      <news:publication_date>2026-10-16T10:35:56+00:00</news:publication_date>
      <news:title>Same Cash, Different Paycheck: Why MPF Money Market Funds Beat Conservative Funds by 70%</news:title>
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      <news:title>同樣係現金，點解佢賺多七成？保守基金 vs 貨幣市場基金的 1.4 個百分點解剖</news:title>
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      <news:title>The Safe-Haven X-Ray: Over the Past 12 Months, MPF’s Best “Safe Asset” Was Cash — Money Market Funds +3.4%, Bond Funds -1.5%, and the Auto De-Risking Endpoint Is the Weakest Link</news:title>
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      <news:title>避險照妖鏡：過去 12 個月，MPF 的「安全資產」竟然是存款 — 貨幣市場基金 +3.4%，債券基金 -1.5%，自動降險的終點反而最危險</news:title>
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    <loc>https://mpf.hk/en/mpf-q3-net-inflow-hsbc-sunlife-20261016-en/</loc>
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      <news:publication_date>2026-10-15T22:53:04+00:00</news:publication_date>
      <news:title>MPF Q3 net inflow HK$9.02bn; HSBC and Sun Life biggest winners</news:title>
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      <news:publication_date>2026-10-15T22:53:02+00:00</news:publication_date>
      <news:title>強積金Q3淨流入90.2億　滙豐永明成大贏家</news:title>
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    <loc>https://mpf.hk/en/the-lazy-fund-beats-the-mixed-average-core-accumulation-funds-9-5-outruns-mixed-asset-funds-8-5-a-double-indictment-of-active-allocation-and-its-fees/</loc>
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      <news:publication_date>2026-10-15T21:13:49+00:00</news:publication_date>
      <news:title>The Lazy Fund Beats the Mixed Average: Core Accumulation Fund’s 9.5% Outruns Mixed-Asset Funds’ 8.5% — A Double Indictment of Active Allocation and Its Fees</news:title>
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      <news:publication_date>2026-10-15T21:13:44+00:00</news:publication_date>
      <news:title>懶人基金連混合平均都贏：核心累積基金過去 12 個月 9.5%，跑贏混合資產基金平均 8.5% —— 主動配置的收費與配置雙重質疑</news:title>
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