https://mpf.hk/en/mpf-first-three-quarters-2026-switching-high-20261008-en/ mpf.hk en 2026-10-08T00:09:04+00:00 MPF Up 6.2% as Switching Nears Five-Year High https://mpf.hk/mpf-first-three-quarters-2026-switching-high-20261008/ mpf.hk zh 2026-10-08T00:08:59+00:00 強積金首三季升6.2% 轉換額料創五年新高 https://mpf.hk/en/september-final-tally-from-hk9000-to-hk5060-three-lessons-from-the-months-estimate-rollercoaster/ mpf.hk en 2026-10-07T21:10:27+00:00 September Final Tally: From +HK$9,000 to -HK$5,060 — Three Lessons From the Month’s Estimate Rollercoaster https://mpf.hk/9-%e6%9c%88%e7%b5%90%e7%ae%97%ef%bc%9a%e7%94%b1-hk9000-%e5%88%b0-%e2%88%92hk5060-%e3%80%8c%e6%9c%88%e4%b8%ad%e9%a0%90%e4%bc%b0%e3%80%8d%e4%b8%8d%e6%98%af%e9%a0%90%e5%a0%b1%e7%9a%84/ mpf.hk zh 2026-10-07T21:10:25+00:00 9 月結算：由 +HK$9,000 到 −HK$5,060 — 「月中預估」不是預報的三重教訓 https://mpf.hk/en/hk2120-at-25-a-fresh-starters-40-year-dca-sandbox-starting-five-years-late-costs-hk1-79-million/ mpf.hk en 2026-10-07T06:02:24+00:00 HK$2,120 at 25: A Fresh Starter’s 40-Year DCA Sandbox — Starting Five Years Late Costs HK$1.79 Million https://mpf.hk/25-%e6%ad%b2%e7%9a%84-hk2120%ef%bc%9a%e8%81%b7%e5%a0%b4%e6%96%b0%e9%ae%ae%e4%ba%ba-40-%e5%b9%b4-dca-%e6%b2%99%e7%9b%a4-%e9%81%b2-5-%e5%b9%b4%e9%96%8b%e5%a7%8b%ef%bc%8c%e8%b2%b4-hk1/ mpf.hk zh 2026-10-07T06:02:23+00:00 25 歲的 HK$2,120：職場新鮮人 40 年 DCA 沙盤——遲 5 年開始，貴 HK$179 萬 https://mpf.hk/en/once-in-a-lifetime-literally-the-legal-anatomy-of-mpf-permanent-departure-withdrawal/ mpf.hk en 2026-10-07T01:50:59+00:00 Once in a Lifetime — Literally: The Legal Anatomy of MPF Permanent-Departure Withdrawal https://mpf.hk/%e3%80%8c%e4%b8%80%e7%94%9f%e4%b8%80%e6%ac%a1%e3%80%8d%e7%9a%84%e6%b3%95%e5%be%8b%e9%87%8d%e9%87%8f%ef%bc%9a%e6%b0%b8%e4%b9%85%e9%9b%a2%e6%b8%af%e6%8f%90%e5%8f%96%e5%bc%b7%e7%a9%8d%e9%87%91/ mpf.hk zh 2026-10-07T01:50:58+00:00 「一生一次」的法律重量：永久離港提取強積金 — 刑責階梯、BNO 文件困局與提取 vs 保留的複利沙盤 https://mpf.hk/en/the-0-85-ceiling-and-the-1-07-floor-the-conservative-fund-fee-inversion/ mpf.hk en 2026-10-06T21:12:17+00:00 The 0.85% Ceiling and the 1.07% Floor: The Conservative Fund Fee Inversion https://mpf.hk/0-85-%e7%9a%84%e5%a4%a9%e8%8a%b1%e6%9d%bf%ef%bc%8c1-07-%e7%9a%84%e5%9c%b0%e6%9d%bf%ef%bc%9a%e4%bf%9d%e5%ae%88%e5%9f%ba%e9%87%91%e6%94%b6%e8%b2%bb%e5%80%92%e6%8e%9b%e7%85%a7%e5%a6%96%e8%a8%98/ mpf.hk zh 2026-10-06T21:12:15+00:00 0.85% 的天花板，1.07% 的地板：保守基金收費倒掛照妖記 https://mpf.hk/en/the-10-3-mirage-mpfa-data-exposes-a-114-point-dispersion-no-average-can-hide/ mpf.hk en 2026-10-06T06:03:40+00:00 The +10.3% Mirage: MPFA Data Exposes a 114-Point Dispersion No Average Can Hide https://mpf.hk/%e3%80%8c%e5%b9%b3%e5%9d%87%e8%b3%ba-10-3%e3%80%8d%e7%9a%84%e8%ac%8a%e8%a8%80%ef%bc%9a%e7%a9%8d%e9%87%91%e5%b1%80%e8%87%a8%e6%99%82%e6%95%b8%e6%93%9a%e8%83%8c%e5%be%8c%ef%bc%8c114-%e5%80%8b%e7%99%be/ mpf.hk zh 2026-10-06T06:03:39+00:00 「平均賺 10.3%」的謊言：積金局臨時數據背後，114 個百分點的殘酷離散