https://mpf.hk/en/the-10-illusion-hong-kongs-frozen-hk1500-mpf-cap-has-halved-high-earners-real-contribution-rate/ mpf.hk en 2026-10-08T21:08:05+00:00 The 10% Illusion: Hong Kong’s Frozen HK$1,500 MPF Cap Has Halved High Earners’ Real Contribution Rate https://mpf.hk/10-%e4%be%9b%e6%ac%be%e7%8e%87%e6%98%af%e5%b9%bb%e8%a6%ba%ef%bc%9ahk1500-%e4%b8%8a%e9%99%90%e5%87%8d%e7%b5%90-12-%e5%b9%b4%ef%bc%8c%e6%9c%88%e8%96%aa-6-%e8%90%ac%e5%af%a6%e9%9a%9b%e5%8f%aa%e4%be%9b/ mpf.hk zh 2026-10-08T21:07:56+00:00 10% 供款率是幻覺：HK$1,500 上限凍結 12 年，月薪 6 萬實際只供 5% https://mpf.hk/en/septembers-stock-bond-rout-diversification-failed-costing-each-member-hk5060-is-the-alternative-assets-lifeboat-arriving-in-time/ mpf.hk en 2026-10-08T06:12:59+00:00 September’s Stock-Bond Rout: Diversification “Failed”, Costing Each Member HK$5,060 — Is the Alternative-Assets Lifeboat Arriving in Time? https://mpf.hk/%e8%82%a1%e5%82%b5%e5%90%8c%e8%b7%8c%e7%9a%84-9-%e6%9c%88%ef%bc%9a%e5%88%86%e6%95%a3%e6%8a%95%e8%b3%87%e3%80%8c%e5%a4%b1%e6%95%88%e3%80%8d%ef%bc%8c%e4%ba%ba%e5%9d%87%e4%ba%a4%e4%ba%86-hk5060/ mpf.hk zh 2026-10-08T06:12:57+00:00 股債同跌的 9 月：分散投資「失效」，人均交了 HK$5,060 學費 — 另類資產開閘是遲來的救生艇嗎？ https://mpf.hk/en/hk74-7-billion-of-mpf-fund-switching-a-record-year-of-chasing-winners-and-dumping-losers/ mpf.hk en 2026-10-08T06:07:08+00:00 HK$74.7 Billion of MPF Fund Switching: a Record Year of Chasing Winners and Dumping Losers https://mpf.hk/hk747-%e5%84%84%e6%8f%9b%e9%a6%ac%e5%89%b5%e4%ba%94%e5%b9%b4%e6%96%b0%e9%ab%98%ef%bc%9a%e9%80%be%e7%99%be%e5%84%84%e6%8b%8b%e5%94%ae%e6%b8%af%e8%82%a1%e5%9f%ba%e9%87%91%ef%bc%8c%e6%ad%a3%e6%ad%a3/ mpf.hk zh 2026-10-08T06:07:03+00:00 HK$747 億換馬創五年新高：逾百億拋售港股基金，正正錯過季內 +8.3% 的反彈 https://mpf.hk/en/mpf-first-three-quarters-2026-switching-high-20261008-en/ mpf.hk en 2026-10-08T00:09:04+00:00 MPF Up 6.2% as Switching Nears Five-Year High https://mpf.hk/mpf-first-three-quarters-2026-switching-high-20261008/ mpf.hk zh 2026-10-08T00:08:59+00:00 強積金首三季升6.2% 轉換額料創五年新高 https://mpf.hk/en/september-final-tally-from-hk9000-to-hk5060-three-lessons-from-the-months-estimate-rollercoaster/ mpf.hk en 2026-10-07T21:10:27+00:00 September Final Tally: From +HK$9,000 to -HK$5,060 — Three Lessons From the Month’s Estimate Rollercoaster https://mpf.hk/9-%e6%9c%88%e7%b5%90%e7%ae%97%ef%bc%9a%e7%94%b1-hk9000-%e5%88%b0-%e2%88%92hk5060-%e3%80%8c%e6%9c%88%e4%b8%ad%e9%a0%90%e4%bc%b0%e3%80%8d%e4%b8%8d%e6%98%af%e9%a0%90%e5%a0%b1%e7%9a%84/ mpf.hk zh 2026-10-07T21:10:25+00:00 9 月結算：由 +HK$9,000 到 −HK$5,060 — 「月中預估」不是預報的三重教訓 https://mpf.hk/en/hk2120-at-25-a-fresh-starters-40-year-dca-sandbox-starting-five-years-late-costs-hk1-79-million/ mpf.hk en 2026-10-07T06:02:24+00:00 HK$2,120 at 25: A Fresh Starter’s 40-Year DCA Sandbox — Starting Five Years Late Costs HK$1.79 Million https://mpf.hk/25-%e6%ad%b2%e7%9a%84-hk2120%ef%bc%9a%e8%81%b7%e5%a0%b4%e6%96%b0%e9%ae%ae%e4%ba%ba-40-%e5%b9%b4-dca-%e6%b2%99%e7%9b%a4-%e9%81%b2-5-%e5%b9%b4%e9%96%8b%e5%a7%8b%ef%bc%8c%e8%b2%b4-hk1/ mpf.hk zh 2026-10-07T06:02:23+00:00 25 歲的 HK$2,120：職場新鮮人 40 年 DCA 沙盤——遲 5 年開始，貴 HK$179 萬 https://mpf.hk/en/once-in-a-lifetime-literally-the-legal-anatomy-of-mpf-permanent-departure-withdrawal/ mpf.hk en 2026-10-07T01:50:59+00:00 Once in a Lifetime — Literally: The Legal Anatomy of MPF Permanent-Departure Withdrawal https://mpf.hk/%e3%80%8c%e4%b8%80%e7%94%9f%e4%b8%80%e6%ac%a1%e3%80%8d%e7%9a%84%e6%b3%95%e5%be%8b%e9%87%8d%e9%87%8f%ef%bc%9a%e6%b0%b8%e4%b9%85%e9%9b%a2%e6%b8%af%e6%8f%90%e5%8f%96%e5%bc%b7%e7%a9%8d%e9%87%91/ mpf.hk zh 2026-10-07T01:50:58+00:00 「一生一次」的法律重量：永久離港提取強積金 — 刑責階梯、BNO 文件困局與提取 vs 保留的複利沙盤