https://mpf.hk/en/the-vesting-clock-the-employers-last-offsetting-lever-and-how-to-set-it-without-losing/ 2026-10-25T01:03:53+00:00 mpf.hk en 2026-10-25T01:03:53+00:00 The Vesting Clock: The Employer’s Last Offsetting Lever — and How to Set It Without Losing https://mpf.hk/%e8%87%aa%e9%a1%98%e4%be%9b%e6%ac%be%e7%9a%84%e6%ad%b8%e5%b1%ac%e6%9c%9f%ef%bc%9a%e5%83%b1%e4%b8%bb%e6%9c%80%e5%be%8c%e4%b8%80%e5%bc%b5%e5%b0%8d%e6%b2%96%e7%89%8c%ef%bc%8c%e9%bb%9e%e6%89%93%e5%85%88/ 2026-10-25T01:03:46+00:00 mpf.hk zh 2026-10-25T01:03:46+00:00 自願供款的歸屬期：僱主最後一張對沖牌，點打先唔蝕？ https://mpf.hk/en/septembers-estimate-scorecard-three-forecasts-three-ways-to-be-wrong-the-final-bill-was-hk5060-per-member/ 2026-10-24T21:05:23+00:00 mpf.hk en 2026-10-24T21:05:23+00:00 September’s Estimate Scorecard: Three Forecasts, Three Ways to Be Wrong — the Final Bill Was HK$5,060 per Member https://mpf.hk/9-%e6%9c%88%e9%a0%90%e4%bc%b0%e8%a9%95%e5%88%86%ef%bc%9a%e4%b8%89%e5%80%8b%e6%95%b8%e5%ad%97%ef%bc%8c%e4%b8%89%e7%a8%ae%e9%8c%af%e6%b3%95-%e6%9c%80%e7%b5%82%e5%b8%b3%e5%96%ae%e6%98%af/ 2026-10-24T21:05:17+00:00 mpf.hk zh 2026-10-24T21:05:17+00:00 9 月預估評分：三個數字，三種錯法 — 最終帳單是人均蝕 HK$5,060 https://mpf.hk/en/the-15-ceiling-after-offsettings-abolition-every-dollar-of-voluntary-contributions-over-the-line-is-paid-in-after-tax-dollars/ 2026-10-24T06:05:09+00:00 mpf.hk en 2026-10-24T06:05:09+00:00 The 15% Ceiling: After Offsetting’s Abolition, Every Dollar of Voluntary Contributions Over the Line Is Paid in After-Tax Dollars https://mpf.hk/15-%e7%9a%84%e5%a4%a9%e8%8a%b1%e6%9d%bf%ef%bc%9a%e5%8f%96%e6%b6%88%e5%b0%8d%e6%b2%96%e4%b9%8b%e5%be%8c%ef%bc%8c%e5%83%b1%e4%b8%bb%e5%8a%a0%e7%a2%bc%e8%87%aa%e9%a1%98%e4%be%9b%e6%ac%be%e6%af%8f/ 2026-10-24T06:05:05+00:00 mpf.hk zh 2026-10-24T06:05:05+00:00 15% 的天花板：取消對沖之後，僱主加碼自願供款每過界一蚊，利得稅先收 16.5 仙