Who Decides the Investment Fund Choices in an MPF Scheme?

What Choice Do Employees Have?

If an MPF scheme offers more than one constituent fund, you may invest contributions in one or more of them. Members nearing retirement might pick lower-risk products, while younger members might choose higher-risk ones for better potential returns.

What Information Must Trustees Provide?

The scheme trustee must give you fund details within 60 days of joining — the fund policy, the types of securities and other assets it may invest in, and the fund managers involved.

How Should You Choose?

Base the choice on your investment objectives, personal circumstances, and future plans. (Source: MPFA website) Compare MPF funds by objective and risk to find suitable funds.