What did the think tank propose in May 2011?
The Professional Commons proposed “bank-account-ising” MPF: full portability letting employees freely choose trustees and funds, with accounts following the person like a bank account. Supporting proposals included a central database, heavier default penalties, scrapping offsetting, and fee transparency.
What’s the lesson?
Portable accounts are the direction; until then, manage your own well at MPF fund comparison.
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