What were the three MPF investing taboos named in 2011?
In 2011, JPMorgan’s Elvin Pan named three MPF taboos: no concrete goal, treating MPF as the entire retirement plan, and no disciplined strategy — the fixes: set a goal, plan holistically, stick to it. Within five years of retirement, trim high-risk exposure yearly; young members shouldn’t be too conservative.
How do you set an investment goal?
Work out what retirement costs, the shortfall beyond MPF, then top up via voluntary contributions or monthly fund plans — not just chasing a bigger balance.
How to pick the right fund mix?
Compare fund categories by age and risk tolerance at MPF fund comparison.
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