Travel Insurance You Never Imagined: Altitude Sickness, Diving, Even Honeymoon Pregnancy

Summer is peak travel season, and savvy travellers match cover to their route. Beyond standard accidental death/disability, medical, baggage loss and emergency rescue, niche products cover things you’d never expect: altitude sickness, high-risk sports like diving — even honeymoon pregnancy.

Three niche travel covers

Watch the fine print

• High-risk sports have conditions: professional sports, prize-money events, or self-devised unapproved activities are generally excluded
• “Honeymoon” is strictly defined: one product defines it as joint travel outside the home city within a year of marriage registration
• Schengen is special: Schengen travel needs €30,000+ medical cover; some states inspect the original policy

Travel insurance is no longer one-size-fits-all. Match the policy to your route — that’s the smart traveller’s move. Cold regions have frostbite products, Africa has epidemic and wildlife-injury cover — there’s one for every itinerary.