Think Tank Studies Retirement for “Three Years, Then Three More”

Years of retirement research — any conclusions?

The Central Policy Unit spent three years studying Hong Kong retirement, yet LegCo papers show deeper research, focus groups and a territory-wide survey still to come — no timetable for universal protection; civic groups slam the “three years, then three more” delay as proof of no resolve. Five 2007-10 studies say Hongkongers rely on three pillars.

What if policy never comes?

Research can be deferred forever; your retirement can’t. Of the three pillars, MPF is the one you control: review your mix’s fees and allocation now — don’t wait for conclusions.