Survey Questions Whether MPF Prepares You for Retirement

Does MPF actually get you retirement-ready?

A Towers Watson survey probes how effective MPF is at preparing members for retirement — and finds widespread doubt that the system delivers enough; a decade on, high fees, low returns and coverage gaps challenge its role as a retirement pillar. Workers broadly fear their balances won’t fund retired life.

What if it’s not enough?

Don’t wait for reform — top up yourself: raise voluntary contributions and pick low-fee, steady funds. Compare funds’ long-term returns and plug your own retirement gap.