The MPFA won two District Court orders: two employers had to pay HK$815,000 in defaulted contributions — Ka Yik Professional Cleaning (162 staff) HK$485,300.06 and Choi Wai Group (116 staff) HK$329,899.87, plus surcharges. The same day the MPFA filed Small Claims Tribunal actions for 87 workers against four employers for HK$138,000; Golden Tyrant Investment conceded and was ordered to pay HK$45,192.85; three absent defendants lost by default.
Civil action plus surcharges — the longer the default, the heavier the penalty; criminal prosecution adds deterrence.
Watch monthly contribution records and complain at the first sign of default; choosing the right funds matters too — see MPF fund comparison.

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