False Declarations for Early MPF Withdrawal: 4 Convicted, Fined HK$24,000; 8 Employers Fined HK$491,000
2011-01-04
Four MPF members who applied for early withdrawal on “permanent departure from Hong Kong” grounds — falsely declaring they’d never used that ground before — were convicted at Kwun Tong Magistrates’ Courts today after MPFA investigation: HK$6,000 each, HK$24,000 total.
The false-declaration cases
| Defendant | Application date | Fine |
|---|---|---|
| Wong Kin-wai | 23 Nov 2009 | HK$6,000 |
| Law Fat-hoi | 9 Dec 2009 | HK$6,000 |
| Chan Kam-keung | 16 Dec 2009 | HK$6,000 |
| Mok Chi-wan | 22 Apr 2010 | HK$6,000 |
All breached MPF Ordinance s.43E(1) (false and misleading statements).
Same day, another case: 2 officers + 8 employers convicted of defaults
| Defendant | Breach | Fine |
|---|---|---|
| Officer Cho Wing-lan, Yat Kin (HK) Ltd | No enrolment + 16 counts of late contributions | HK$35,000 |
| Yat Kin (Hong Kong) Ltd | Same (company) | HK$35,000 |
| Officer Yiu Cheuk-yan, Chun Wai Trading | 13 counts of late contributions | HK$30,000 |
| Chun Wai Trading (Engineering) Ltd | Same (company) | HK$30,000 |
| San Shing Engineering Ltd | 30 counts re 3 employees | HK$180,000 (plus HK$33,517.15 arrears ordered) |
| Kodak Construction Ltd | False statement + no enrolment + 14 counts of late contributions | HK$62,000 |
| KQC Asia Limited | No enrolment + 11 counts of late contributions | HK$44,000 |
| Yik Choi Investment Ltd (trading as To Hei Seafood Restaurant) | No enrolment + 6 counts of late contributions | HK$29,000 |
| Wong Po-yin (trading as Party Nail) | No enrolment + 6 counts of late contributions | HK$24,000 |
| Century 21 Property Agency Ltd | No enrolment + 5 counts of late contributions | HK$22,000 |
Combined fines: HK$491,000.
Two lessons
- Cheating early withdrawal won’t go unnoticed: the MPFA investigates; false declarations are criminal.
- Defaulting isn’t saving — it’s debt: beyond fines, arrears plus surcharges must be repaid into employees’ accounts.
The MPF Ordinance has teeth — don’t test them. Workers spotting defaults should complain at once. Compare MPF funds’ fees and returns at MPF fund comparison.
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